Motorcycle Insurance in Irving, TX
Riding a motorcycle can be an exciting and efficient way to get around—but it also comes with greater risk exposure than driving a car. As such, it’s crucial to secure the right motorcycle insurance policy, which may help protect financial well-being following a covered loss.
What Is Motorcycle Insurance?
Motorcycle insurance is a specialized type of coverage that helps protect against financial losses from accidents, theft, weather events, and other covered incidents. It is required in Texas.
Coverage may vary depending on the insurer, but a standard policy typically provides the following:
- Comprehensive coverage may cover damages caused by non-collision events like fire, theft, vandalism or certain natural disasters.
- Collision coverage may protect your motorcycles from losses caused by a collision, regardless of who’s at fault.
- Bodily injury coverage may pay for the medical expenses of a third party who suffered injuries from an accident you caused.
- Property damage liability may help cover repair or replacement costs if you damage someone else’s property in an accident.
How Much Does Motorcycle Insurance Cost?
Insurers may rely on various factors to calculate your motorcycle insurance premium. These include the following:
- Your age and location
- Your driving record
- The size and type of motorcycle you have
- Your claims history
- Safety courses you may have taken
- Your coverage limits
- Your deductible amount
How to Get Motorcycle Insurance
Contact Quality Insurance Services today to learn more or request a personalized quote.